Friday, September 16, 2011

Insurance Plus investment for future

Insurance Plus investment for future
Alia Takafulink Islamic Investment is intended for those of you who want a return on investment is optimal (maximum).


Key Benefits

• If the agreement expires or resign Participants in the agreement then the participants will get all the Investment Funds.
• If a Participant dies during the agreement, the heirs will get the entire Investment Fund and Compensation Fund (Fund for Investment not exceeding Initial Benefit Takaful).
• If the Participant dies or Total Permanent Disability due to accident in the first year it will get additional benefit of 50 times the annual premium (a maximum of Rp. 1 billion).


Additional Benefits

Takafulink Alia offers additional benefits, such as personal accident insurance program or health insurance.

Flexibility

Top Up
Participants can improve the investment fund through the Top Up facility that can be done at anytime with minimum requirement of Rp. 1.000.000, - (one million rupiah)
• Withdrawal / Redemption Fund

After a period of one year of membership, you can make withdrawals. Especially for partial withdrawal provisions apply:
o Minimum withdrawal Rp. 1.000.000, - (one million rupiah) and
o Minimum of funds remaining Rp. 1.000.000, - (one million rupiah)

Free Look
Rights-free look for 14 days from accepted policies
Premium & Cost Cost
To become a participant Takafulink program you can choose how to pay:

The minimum annual premium of Rp. 2.000.000, - (two million rupiah)

Simultaneously a minimum premium of Rp. 12.000.000, - (twelve million dollars)



Conditions of Participation
Sign o Age: 18 to 65 years
A maximum entry age plus the agreement is 70 years old

Other Important Things
o Participants have the freedom to choose the type of investment
o On the selection of all investment risk is the responsibility of Participants
o The Company does not guarantee the amount of investment performance.

Questions and Answers

What are the advantages which can be given Takafulink Alia?
Alia Takafulink product has a high potential return on investment with the establishment of Investment Fund since its first year.

Whether the participant can learn the policy first?
Yes, participants have the Right to Free View (Free Look Period) to study the contents of the policy for 14 days after the policyholder received. The grace period given for participants to ascertain and agree to the terms set forth in the policy

Do Participants will receive a Transaction Report?
Yes, every year the company will send a Transaction Report that contains the mutation of transactions that occur and the number of units owned by Participant.

What about the Zakat Maal?
For Muslim participants will be accounted for zakat maal end of each calendar year proportional secaar

Where participants can see the development of Unit Price Takafulink?
Participants can see it every Monday and Thursday in the newspaper Bisnis Indonesia, or call Customer Care Takaful.




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